Investing in Property
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helpdesk@brite-developments.com
1 St Peter's Square,
Manchester,
M2 3DE
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Invest in the UK's Best Buy to Let Areas
Explore Our Properties Across the UK
Who We Are
Brite Developments is a dynamic property investment and management company, specialising in real estate funding and sourcing appropriate property investment opportunities. We have a great deal of experience in funding at all stages of development, having curated multiple global projects from the ground up. Whether you’re a real estate investor, a real estate developer, a potential buyer or you work for an investment company, we can help you.
Who We Are
Brite Developments is a dynamic property investment and management company, specialising in real estate funding and sourcing appropriate property investment opportunities. We have a great deal of experience in funding at all stages of development, having curated multiple global projects from the ground up. Whether you’re a real estate investor, a real estate developer, a potential buyer or you work for an investment company, we can help you.
What We Do
Focussing on the core UK residential and associated property asset classes we provide a full circle proposition for property developers and investors alike with a committed collaborative approach for both stakeholders.
Working with Developers we can provide the full range of forms of development finance from the ground up.
What We Do
Focussing on the core UK residential and associated property asset classes we provide a full circle proposition for property developers and investors alike with a committed collaborative approach for both stakeholders.
Working with Developers we can provide the full range of forms of development finance from the ground up.
Why Should You Invest in Property?
Investing in property is one of the best ways to grow your wealth in the current economy. With the current uncertainty in the global stock markets, UK property is viewed by many experienced investors as a safe haven.
Investing in the Property Market
Investing in property has long been recognised as a more stable and secure investment asset class than others. This has been evidenced in more recent times by typically risk-averse institutional investors such as large Pension companies and Sovereign Funds seeking limited risk, stable income within a low-interest rate environment and investing billions into the UK build-to-rent market.
Why Should You Invest in Property?
Investing in property is one of the best ways to grow your wealth in the current economy. With the current uncertainty in the global stock markets, UK property is viewed by many experienced investors as a safe haven.
Investing in the Property Market
Investing in property has long been recognised as a more stable and secure investment asset class than others. This has been evidenced in more recent times by typically risk-averse institutional investors such as large Pension companies and Sovereign Funds seeking limited risk, stable income within a low-interest rate environment and investing billions into the UK build-to-rent market.
How We Can Help You
At Brite Developments, we’re here to help you throughout your journey with us, whether you’re a developer, a buyer looking to build a portfolio of properties or wishing to make an investment into or seeking real estate funding investment.
There are numerous strategies that are available to meet an investor’s desired outturns, whether that is to provide a stable income in retirement, actively growing your wealth with your pension pot in mind or a hybrid of both, such are the diverse forms of investment into the UK property market. Some of these are but by no means exhaustive:
What Is Development Finance?
Development finance is the lending of capital to a property developer to fund the construction of a project at different points of the development process. These costs can include, land acquisition, planning consent application, demolition, professional fees, construction, sales and marketing.
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The Planning Process
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Senior Debt
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Mezzanine Finance
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Bridging Finance
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Equity
- Planning permission and building permits will need to be granted in most cases and you'll also need to pay the planning permission costs, which is something we can help with. Developing a property is usually a collaborative effort, so you'll need to work out the entire process before starting the development to reduce the risk of hitting any unforeseen problems further down the line.
- This is the most conventional type of property development loan. It makes up the largest portion of the financing for a building development project, typically consisting of an amount of up to 60%+ of the GDV (gross development value). Senior debt is for long-term investments and is considered to be ‘senior’ because the lender will be first in line to be repaid.
- This is another form of financing used by developers, acting as a top-up for already existing funds that don't quite cover the amount needed for the project.
- Bridging finance/a bridging loan is a short-term option for developers, used temporarily to provide funding until a more permanent solution comes along, or the property has been sold.
- This option is commonly used in large commercial real estate projects. It’s similar to how preferred stock works in the stock market. Preferred equity gives additional capital to the investors in a development, giving investors the chance to own part of the development project.
- This option is commonly used in large commercial real estate projects. It’s similar to how preferred stock works in the stock market. Preferred equity gives additional capital to the investors in a development, giving investors the chance to own part of the development project.
Development finance is the lending of capital to a property developer to fund the construction of a project at different points of the development process. These costs can include, land acquisition, planning consent application, demolition, professional fees, construction, sales and marketing.
-
The Planning Process
-
Senior Debt
-
Mezzanine Finance
-
Bridging Finance
-
Equity
- Planning permission and building permits will need to be granted in most cases and you'll also need to pay the planning permission costs, which is something we can help with. Developing a property is usually a collaborative effort, so you'll need to work out the entire process before starting the development to reduce the risk of hitting any unforeseen problems further down the line.
- This is the most conventional type of property development loan. It makes up the largest portion of the financing for a building development project, typically consisting of an amount of up to 60%+ of the GDV (gross development value). Senior debt is for long-term investments and is considered to be ‘senior’ because the lender will be first in line to be repaid.
- This is another form of financing used by developers, acting as a top-up for already existing funds that don't quite cover the amount needed for the project.
- Bridging finance/a bridging loan is a short-term option for developers, used temporarily to provide funding until a more permanent solution comes along, or the property has been sold.
- This option is commonly used in large commercial real estate projects. It’s similar to how preferred stock works in the stock market. Preferred equity gives additional capital to the investors in a development, giving investors the chance to own part of the development project.
- This option is commonly used in large commercial real estate projects. It’s similar to how preferred stock works in the stock market. Preferred equity gives additional capital to the investors in a development, giving investors the chance to own part of the development project.
Development Exit Solutions
There are a few development exit finance options available to you if you’re developing a property or want to buy a property. Your options are:
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Forward Funding
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Forward Purchase
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Open Market Sale
This is a process in which the sales and purchase agreements are agreed upon alongside the developmental commitments of the seller by all parties at an early stage. The price is often agreed upon before building has started, with regular payments being made to guarantee a regular income and funding for the project - a larger, final payment is often paid after completion.
This option is similar to forward funding in some ways, with the sale price being agreed upon before the property is developed/built. However, the payment will generally be paid in full after completion, instead of beforehand.
- An open market sale is the process by which a property is traditionally sold, with an estate agent usually selling the property. The open market isn’t just designed for properties in the process of being developed/built, as it’s also used in normal house sale situations. It refers to the traditional way of selling houses, with money usually being borrowed from a mortgage lender or a bank, with the property being paid for via monthly mortgage payments.
There are a few development exit finance options available to you if you’re developing a property or want to buy a property. Your options are:
-
Forward Funding
-
Forward Purchase
-
Open Market Sale
This is a process in which the sales and purchase agreements are agreed upon alongside the developmental commitments of the seller by all parties at an early stage. The price is often agreed upon before building has started, with regular payments being made to guarantee a regular income and funding for the project - a larger, final payment is often paid after completion.
This option is similar to forward funding in some ways, with the sale price being agreed upon before the property is developed/built. However, the payment will generally be paid in full after completion, instead of beforehand.
- An open market sale is the process by which a property is traditionally sold, with an estate agent usually selling the property. The open market isn’t just designed for properties in the process of being developed/built, as it’s also used in normal house sale situations. It refers to the traditional way of selling houses, with money usually being borrowed from a mortgage lender or a bank, with the property being paid for via monthly mortgage payments.
Other Options for Property Investment
As well as development finance and development exit strategies, we also have a range of other options that might be suitable for you and your investment plans.
As part of the broader Brite Group, we have a great deal of expertise in the financial world, as well as wider resources that can be adapted to your own personal needs. With our market knowledge, we are well placed to conduct strategic reviews of existing portfolios, alongside providing advice on potential investments for those building a new portfolio.
Why Choose Brite Developments for Your Property Investment Needs?
Put simply, we know what we’re doing and we do it well, having over 30 years experience in the field of financial advice and property investment. Our broad range of expertise, industry connections, and global coverage make us perfectly placed to help you with your property development goals.